Bike Finance - 0% APR at Joes Bikes
Pay monthly and spread the cost of your bike or any qualifying product.
We offer finance options on all bikes over £275.00 and depending on the items you've selected, you could be presented with either interest free 0% finance or our Classic Credit option
Instant Online Decision
All items available with finance will display messaging containing further information on all available options.
Add Parts,Clothing & Accessories
Buy a product eligible for finance, and add anything else to the same application
- You are over 18 and in receipt of a regular income
- You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies
- You are a permanent UK resident and able to supply a UK address history for the last 3 years
- be either: in full time employment (i.e. 16 hours, or more, per week); or self-employed; or retired and over 50 years of age;or in receipt of an invalidity or disability allowance
Meeting this criteria does not guarantee acceptance. Applications from students (unless employed at least 16 hours per week), or unemployed single house persons will not be considered. Applications also welcome from retired individuals, in receipt of a private or company pension (aged 50 or over at date of application).
V12 RETAIL FINANCE
Our finance provider is V12 Retail Finance. V12 Retail Finance is the UK's only specialist Retail Finance provider. Based in Cardiff, V12 has been offering Retail, Point of Sale and Interest Free Finance and for over 20 years, specialising in Online Finance for the past 10 years, through our long-term dedicated funding lines.
TEL: 02920 468900
V12 Retail Finance Limited
20 Neptune Court